LEDirect

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LEDirect Ltd is a New Zealand company that imports quality and affordable LED replacement bulbs for general household use as well as for commercial applications. We are committed to keeping our overheads down so we can bring you lower prices.

Benifits of LED Lighting

LED Lights are the future of lighting. There are many benifits to LED Lighting including;

  • 80% savings on power consumption.
  • Last up to 10 times longer than regular bulbs (50,000 hours)
  • Contain no hazardous substances (RoHS)
  • No UV emissions
  • Recyclable
  • Won’t blow like other bulbs
  • Cool Running
  • No Infra-Red interference
  • 12 month warranty

What are LED Lights

LED (Light Emmiting Diode) replacement light bulbs are the only true ecological light bulbs available today. Old type incandescent bulbs and the newer compact fluorescent type (CFL) both contain high levels of mercury which may be harmful to your health if broken or disposed of incorrectly.

LED’s will save you up to 5 times more on your lighting power and last years longer than any other bulb on the market.

LED’s just use your standard light fitting the same as any other bulb.

Car Insurance

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Car Insurance

Car insurance is an interesting subject. It’s always a little interesting because it’s never the same. It’s difficult to pinpoint how it works, what it means, and how it’s utilized. There are some facts you know about car insurance that are true in many cases, but not always true in other cases. No matter what you think you know about car insurance, you really know very little. It’s always changing, it’s always confusing, and there’s very little that means the same thing with every company. Find out a few Car Insurance NZ https://www.youi.co.nz/car-insurance-nz facts you thought you know all about, and what they really mean when you delve a little deeper.

Lower Deductibles Aren’t Cheaper

You have a car insurance policy, and you choose a low deductible. If something happens to your car, you want to pay a little less to get your car fixed. It’s common knowledge that you can lower your premium by raising your deductible, but there’s a little something you don’t know when it comes to car insurance premiums. The lower your deductible, the higher your insurance premium because you’re considered a risk. Insurance companies want to issue you policies, but they’re afraid you can’t afford them if you’re looking to pay less in the instance of an accident.

New Cars Aren’t Always Cheaper to Insure

When it comes to car insurance, you imagine that a newer car is less expensive to insure. This is true and it’s not true. New cars are less expensive to insure than cars that are very old, no longer being made, or that are known to be very difficult to repair due to a lack of available parts. However, this does not automatically mean your new car means your car insurance premium drops. New cars are expensive, and driving a brand-new car off the lot means it’s expensive to replace if anything happens to it. A newer car that’s used is a better, more affordable option.

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Turning 25 Doesn’t Always Help

Being a young driver means you’re a more expensive driver in the eyes of car insurance companies for many reasons. Young drivers have less experience on the road, and experience is a valuable teacher. They’re also less responsible because they’re still young. This means they’re more likely to become involved in a car accident. It’s common knowledge that turning 25 is a rite of passage for drivers and their car insurance policies, but only some companies offer a discount at this age.

On the other hand, getting married will almost always drop your premium. Statistically speaking, married drivers are involved in fewer accidents than anyone else, which means you’re going to see a drop in your premium when you tie the knot.

If you want to lower your rates, you must look at your personal situation from every angle. It’s not always what it seems, but knowing what might help your situation is always going to help you find the best rates and the lowest premiums when your insurance is involved.

Car Insurance in NZ

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Car Insurance in NZ

Getting the most out of a car insurance policy goes beyond comparing rates from various insurance service providers and choosing the cheapest among them. You need to acquire a car insurance NZ policy that not only decreases the insurance rate but also improves your insurability, thus giving you a unique advantage. This can be achieved through the customization of your policy based on your specific needs with the terms being based on the risk and the value of the item being insured.
Cutting the cost of car insurance
Though most car insurance NZ policies prices are more or less similar in many areas, people in Auckland are said to pay more. This is as a result of Auckland being more or less a higher risk area.You should always keep your car insurance policy provider updated with pertinent information that may directly affect the insurance rates. Such may include age, where younger drivers end up paying more on their policy premiums compared to the elderly.
Acquisition of another car may also make you eligible for discounts. As a rule of thumb, a car insurance NZ rates are lower on low-value cars. Installation of anti-theft devices will also see your premium amount drop significantly. Notably, Car Insurance NZ by Youi policy providers offer insurance discounts based on your claim history. In that case, you might need to look into taking care of minor damages to your car without involving your insurance policy provider.
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Knowing when to change your a car insurance NZ service provider
Car insurance NZ laws and regulations are bound to change from time to time. It is, therefore, recommended that you shop around for a new car insurance after every 2-3 years. In any case, you need to switch insurance providers if your current provider continually offers high premium rates and shows no inclination of reducing them. The car insurance NZ industry is fiercely competitive, and as such, it will not be difficult for you to land on a competitive package. Large companies, in most cases, benefit from car insurance NZ rates that are lower than the ones in the market. Should you be working for such a company, you may need to cancel your old policy and take up one offered by your company’s choice insurance provider.
Car insurance NZ price comparison sites are common, and they indeed go a long way in helping you decide on the cheapest insurance service provider. Keep in mind that such sites will not advise you on which policy type works best for you. It would, therefore, be wise to perform some due diligence and consult with an insurance expert or broker. Keep in mind that most of the car insurance NZ service providers you come across on the internet might not have a local office, making it challenging to address any issue you may have about your policy. A good insurance company ought to help you through any concerns you might have, even after you already bought your insurance plan. Take your time before you make any step to avoid future regrets when it comes to making claims.